Have you been Greenwashed into owning ESG/ SRI Investments?
What is socially responsible investing (“SRI”) or environmental social governance (“ESG”) investing? Socially Responsible Investing and Environmental, Social, and Governance factors aim to make capitalism (feel) “good,” and punish companies that do “bad” things. “Bad”...
15 Steps BEFORE getting laid off, quitting, fired or taking a severance
(Eric Note: I fixed the graph for the FED. We are slightly off on the bullseye; the bottom scale is a little off too Federal Reserve graph makers…) “Right now, in the labor market, there are two job openings for every unemployed person. It’s at a historically...
When is Tax Loss Harvesting worth it? + How to, Mistakes, and Benefits
When is Tax Loss Harvesting worth it? + How to, Mistakes, and Benefits What is tax-loss harvesting? Selling positions in a loss. Then, immediately replacing a position with a similar, but not *identical security. A loss offsetting future portfolio income or gains, or...
Fidelity Target-Date Funds Take $100k+ in Returns
Fidelity Target-Date Funds Take $100k+ in Returns Hiding in Plain Sight: Expensive Defaulted Target-Date FundsBelow are two client examples. Each Fidelity 401(k) Target Date Fund ranged in internal fees from 0.55% to 1.00% (e.g., expense ratios). Instead of clients...