FEE-ONLY NEXT GENERATION

MULTI-FAMILY OFFICE RATES

What we believe

Time is worth more than money to us, we can’t buy back time. We intentionally limit our practice to only working with clients who truly value our expertise, the total number of clients, and how many new relationships we accept each month.

Mutual implementation, We are in the getting stuff done business. Without execution, we are all wasting time, and your money. Sometimes, we have to work together to get stuff done.

Personal relationships & valued based pricing, We work best with deep personal connections with our clients. Engaged clients at the right price creates impactful results we are all proud of.  

Disciplined investing based on long term asset allocation, it is not in your best interest or possible for us or you to constantly attempt to time market movements consistently over the long-term.

They are redefining the approach to financial planning, basing it on personal relationships and intentional, individual goals rather than trying to shoehorn each client into products that make the advisor the most money.

FINANCIAL FOUNDATIONS

Let’s collaborate and sow the right seeds today.

COLLABORATIVE FINANCIAL PLANNING

Custom Written Recommendations

Detailed trade-offs with scheduled reminders for accountability & implementation

Multiple Methods of Financial Independence

Scenario(s) Analysis
Custom Withdrawal Rate(s)
Monte Carlo Analysis
Confirm “enough” number with multiple methods

Employee Benefits Analysis and Recommendations

Health, life, disability, health savings account, equity & deferred compensation, Employee Stock Purchase Plan, etc,.

In-Depth Beliefs About Money

What is unconsciously driving your financial decision-making?

So, you can reap the harvest tomorrow.

INVESTMENT MANAGEMENT

Full Portfolio and Investments Analysis and Audit

Costs, time horizon, concentration risk, tax and asset allocation, human capital, simplicity vs. convoluted, addition or withdrawal prioritization, and goal alignment.

Risk capacity: ability, willingness, and need to take risk

Account Opening and Transfer

Intentionally reallocate your portfolio with sensitivity to market factors, taxes, and your goals

TAX STRATEGY & PREPARATION

Audit & Analysis of Current and Past Returns

Review for errors, opportunities, and a long-term map for a tax minimization strategy

FINANCIAL SEASONS CALENDAR

Q1 JAN-MAR

Q2 APR-JUN

Q3 JUL-SEPT

Q4 OCT-DEC

DISCRETIONARY INVESTMENT MANAGEMENT

Discretionary Intra-quarter rebalancing, tax loss harvesting, and investments during larger volatility.

  • Quarterly performance reporting
  • Portfolio/investment & economic review
  • Tax loss or gain harvesting
  • Systematic investments or distributions
  • Peer outside investment committee review
  • Quarterly performance reporting
  • Portfolio/investment & economic review
  • Tax loss or gain harvesting
  • Systematic investments or distributions
  • Quarterly performance reporting
  • Portfolio/investment & economic review
  • Tax Loss or gain harvesting
  • Systematic investments or distributions
  • Peer outside investment committee review
  • Quarterly performance reporting
  • Portfolio/investment & economic review
  • Tax Loss or gain harvesting
  • Systematic investments or distributions

PROACTIVE AND REACTIVE FINANCIAL PLANNING COLLABORATION

Goals Update: Implement financial foundations and strategy.
Documented by date and reviewed internally with reminders for you.

PROACTIVE MEETINGS

  • Tax Planning Meetings
  • Questions & review returns, if needed
  • Contributions Into:
  • Traditional IRA, Roth IRA, Backdoor Roth, Simple IRA, and SEP IRA
  • Wealth Management Audit
  • Summer check-in email; audit on goals & review of tasks
  • End of Year Planning Meetings
  • Updated Financial Independence Analysis
  • Annual Benefits Enrollment & Deferred Compensation Elections
  • Donor-Advised Fund Contributions
  • Equity compensation vesting
  • 529 Contributions

Reactive financial triggers:
Email, Call, and Zoom Meetings

US:
Tax | Law | Investment | Changes, Planning, Risks, and Opportunities
YOU:
Financial Independence Date Review | Layoff | Baby | Death | Divorce | Bought, Built, or Sold Home | Sold or Started Business Private Investment, etc.,

TAX STRATEGY AND PREPARATION

  • Estimate calculations
  • Systematic partial Roth conversions
  • Complete tax returns
  • Retirement contribution calculations
  • Estimate calculations
  • Systematic partial Roth conversions
  • Estimate calculations
  • Systematic partial Roth conversions
  • Estimate calculations
  • Systematic partial Roth conversions
  • Complete tax returns
  • 401K contribution calculations

FINANCIAL SEASONS CALENDAR

DISCRETIONARY INVESTMENT MANAGEMENT

Discretionary Intra-quarter rebalancing, tax loss harvesting, and investments during larger volatility.

Q1 JAN-MAR

• Quarterly performance reporting
• Portfolio/investment & economic review
• Tax loss or gain harvesting
• Systematic investments or distributions
• Peer outside investment committee review

Q2 APR-JUN

• Quarterly performance reporting
• Portfolio/investment & economic review
• Tax loss or gain harvesting
• Systematic investments or distributions

Q3 JUL-SEPT

• Quarterly performance reporting
• Portfolio/investment & economic review
• Tax Loss or gain harvesting
• Systematic investments or distributions
• Peer outside investment committee review

Q4 OCT-DEC

• Quarterly performance reporting
• Portfolio/investment & economic review
• Tax Loss or gain harvesting
• Systematic investments or distributions

PROACTIVE AND REACTIVE FINANCIAL PLANNING COLLABORATION

Goals Update: Implement financial foundations and strategy.
Documented by date and reviewed internally with reminders for you.

PROACTIVE MEETINGS

Q1 JAN-MAR

Q2 APR-JUN

Tax Planning Meetings
• Questions & review returns, if needed
• Contributions Into:
• Traditional IRA, Roth IRA, Backdoor Roth, Simple IRA, and SEP IRA

Q3 JUL-SEPT

Wealth Management Audit
• Summer check-in email; audit on goals & review of tasks

Q4 OCT-DEC

• End of Year Planning Meetings
• Updated Financial Independence Analysis
• Annual Benefits Enrollment & Deferred Compensation Elections
• Donor-Advised Fund Contributions
• Equity compensation vesting
• 529 Contributions

Reactive financial triggers:
Email, Call, and Zoom Meetings

US:
Tax | Law | Investment | Changes, Planning, Risks, and Opportunities
YOU:
Financial Independence Date Review | Layoff | Baby | Death | Divorce | Bought, Built, or Sold Home | Sold or Started Business Private Investment, etc.,

TAX STRATEGY AND PREPARATION

Q1 JAN-MAR

• Estimate calculations
• Systematic partial Roth conversions
• Complete tax returns
• Retirement contribution calculations

Q2 APR-JUN

• Estimate calculations
• Systematic partial Roth conversions

Q3 JUL-SEPT

• Estimate calculations
• Systematic partial Roth conversions

Q4 OCT-DEC

• Estimate calculations
• Systematic partial Roth conversions
• Complete tax returns
• 401K contribution calculations

Who we work best with:

We add the most amount of value when prospective clients have:

Investable assets of $1.5MM or Greater

And / OR

Personal Income of $600,000 or Greater 

What an investment in our services costs  

On-going services are billed quarterly, 

Services include: in-depth financial planning, discretionary investment management, and tax preparation.

Ongoing services

Starting at $3,750 Quarterly*

Proud to serve a maximum of 25 client households per professional.

*Scope and price based on our defintion of your financial complexity, the value we can add, and our firm capacity.

 

Discretionary
Investment Management

In-depth
Tax & Financial Planning

Tax
Preparation

SCHEDULE YOUR CONSULTATION