ERIC COURAGE, CFA, CFP, CAIA
Founder / Wealth Strategy Advisor
Eric has over 10 years of experience, both in private wealth management and as an analyst building financial products.
He is a Chartered Financial Analyst (CFA). The CFA is “the gold standard” of finance worldwide, according to The Economist.
He is also a Certified Financial Planner™ (CFP™) and a Chartered Alternative Investment Analyst (CAIA).
What does Eric mean to our firm?
Sara: “I’ve known people with many ideas. I’ve known people with big ideas. But I’ve never known anyone who has many, big ideas, and a track record of making those ideas a reality.”
“That’s Eric.” “Not only a dreamer, but a doer.”
“Eric really is one of those rare people that make the impossible feel possible. He helps everyone understand their true value, but he also isn’t afraid to gently (ha!) push someone outside their comfort zone; challenging others to be more authentically themselves.”
“And, I have never met anyone as true to their word as Eric is. If he says he’s going to get it done, he’s not joking!”
Outside of MARGIN
Eric has taught CFP™ investment courses at a Colorado University, and served on the Englewood, Colorado Firefighter Pension Board, and CFA Colorado Board.
His passions outside work include savoring classical literature, jazz/hip-hop drumming, and boxing/very intense exercise; not necessarily in that order.
WHY I STARTED MARGIN
Then, after finishing the CFA program, I moved into working as a Product Analyst at Transamerica, where I analyzed the firm’s mutual fund landscape and eventually stumbled into leading their exploration into ETFs.
In short order, a promotion into Corporate Competitive Analysis led to daily deep dives into the complex inner workings of insurance and investment products. I found the work fascinating: our team’s research helped synthesize key industry developments, countless insurance and investment products, and competitor intelligence for a Fortune 500 C-Suite.
SOMETHING WAS MISSING…
But research and analysis kept me away from the deeply satisfying work of hand-crafting individual value for clients. Constant 3:00 A.M. Sunday morning spreadsheet-filling wore thin, and I returned to wealth management at a bank Private Client Group.
The role was NOT what I envisioned. Constant managerial “encouragement” pressured me to treat clients like profit centers instead of patients entrusted into my care. So I did something about it.
I asked myself: “What would I really want as a client?”
I’d want integrated advice in a team, transparent pricing, and deep technical expertise.