Fidelity Target-Date Funds Take $100k+ in Returns Hiding in Plain Sight: Expensive Defaulted Target-Date FundsBelow are two client examples. Each Fidelity 401(k) Target Date Fund ranged in internal fees from 0.55% to 1.00% (e.g., expense ratios). Instead of clients...
Spring 2022 Market Commentary – Just markets. Just Us. A lot has changed. So, are we undergoing many long-term regime changes, or are these just short-term trends? From interest rates and inflation, to housing and technology stocks, what’s happening in...
MARGIN’s clients participated in an NPS Survey– here are the unedited results. ——————————————————————————- How do you trust words that sound too good to be true? You read them for yourself. You’re more likely to walk into a place if it has windows for you to...
Misinformation ≠ Education I used to think markets commentary wasn’t a good use of time for our clients. But, with so much profit conflicted “education,” I’ve had enough. “Vending machines don’t belong in monasteries. So, I created...
2020 – Year Two: Surviving To Thriving Let me catch you up From 2018 to 2019, cease and desist (ex-employer) lawsuits hit my door-step as I was brining our Thanksgiving turkey; old clients who referred to me as their “son” stopped answering my calls; immediate...
Almost 50% of all US Dollars in circulation were printed in 2020 Let’s back up…In 2008, the Federal Reserve added about $2 Trillion (with a T) to the financial system. Avoid global contagion meltdowns. Avoid the next Great Depression. Avoid turning into Japan....
Do you keep reading and researching all these ideas on how to minimize taxes and build wealth? It’s a start. Getting results, well, that requires execution and the time to do it right the first time.