by Eric Courage | May 25, 2022 | Blog, Newsletter
(Eric Note: I fixed the graph for the FED. We are slightly off on the bullseye; the bottom scale is a little off too Federal Reserve graph makers…) “Right now, in the labor market, there are two job openings for every unemployed person. It’s at a historically...
by Eric Courage | May 18, 2022 | Blog, Newsletter
When is Tax Loss Harvesting worth it? + How to, Mistakes, and Benefits What is tax-loss harvesting? Selling positions in a loss. Then, immediately replacing a position with a similar, but not *identical security. A loss offsetting future portfolio income or gains, or...
by Eric Courage | Apr 27, 2022 | Advice your financial advisor won't tell you, Blog, Investment
Fidelity Target-Date Funds Take $100k+ in Returns Hiding in Plain Sight: Expensive Defaulted Target-Date FundsBelow are two client examples. Each Fidelity 401(k) Target Date Fund ranged in internal fees from 0.55% to 1.00% (e.g., expense ratios). Instead of clients...
by Eric Courage | Apr 20, 2022 | Advice your financial advisor won't tell you, Blog, Investment, More than Money, Property Investment
Spring 2022 Market Commentary – Just markets. Just Us. A lot has changed. So, are we undergoing many long-term regime changes, or are these just short-term trends? From interest rates and inflation, to housing and technology stocks, what’s happening in...
by Eric Courage | Apr 25, 2021 | Advice your financial advisor won't tell you, Blog, Investment, More than Money, Property Investment
MARGIN’s clients participated in an NPS Survey– here are the unedited results. ——————————————————————————- How do you trust words that sound too good to be true? You read them for yourself. You’re more likely to walk into a place if it has windows for you to...
by Eric Courage | Mar 18, 2021 | Advice your financial advisor won't tell you, Blog, Investment, More than Money, Property Investment
Misinformation ≠ Education I used to think markets commentary wasn’t a good use of time for our clients. But, with so much profit conflicted “education,” I’ve had enough. “Vending machines don’t belong in monasteries. So, I created...
