by Eric Courage | Jan 12, 2021 | Blog, Financial Planning
Definition of “it doesn’t make sense financially”: “Choosing against conventional financial wisdom, or for a financial outcome that will probably (based on traditional financial education, history, probabilities, calculations, or simulations) leave you with LESS...
by Eric Courage | Oct 30, 2019 | Blog, Financial Planning, Investment
Years ago, a client sent me an e-mail. It simply stated: “Us down, the market up, why?” Why am I underperforming the ubiquitous “market”? I blame financial media. Fox. CNBC. MSNBC. Barron’s. Bloomberg. Money. Forbes. Dave Ramsey. Suze Orman. All of ‘em, for...
by Eric Courage | Oct 30, 2019 | Blog, Financial Planning, Investment
Is investing really all about timing? You wait for the right time: corrections, recessions, pull-backs, blow-ups, and inflection points. Then, BAM—you make hay, and get out. Do it again and again. That’s how investing works, right? Clichés like “time in...
by Eric Courage | Oct 25, 2019 | Blog, Financial Planning, Return on Investment
Unmet expectations cause us distress. At times we lose perspective. When things are going well, we bask in the warm sunshine of +20% returns. But when it temporarily and inevitably floods worst-case -30% returns, we forget there are seasons. Return seasons. Sorry,...
by Eric Courage | Oct 4, 2019 | Blog, Financial Planning
What really keeps people in poverty? Is it the same self-destructive patterns that hold us back, whether we’re poor, middle class, or wealthy? Are we all really not that different? Isn’t a foundation of wealth built and lost in the day-in-day-out decision making...
