How Do We Work Together?
Getting Started
What We do for You (THE Details)
Let’s collaborate and sow the right seeds today.
COLLABORATIVE FINANCIAL PLANNING
Custom Written Recommendations
Detailed trade-offs with scheduled reminders for accountability & implementation
Multiple Methods of Financial Independence
Scenario(s) Analysis
Custom Withdrawal Rate(s)
Monte Carlo Analysis
Confirm “enough” number with multiple methods
Employee Benefits Analysis and Recommendations
Health, life, disability, health savings account, equity & deferred compensation, Employee Stock Purchase Plan, etc,.
In-Depth Beliefs About Money
What is unconsciously driving your financial decision-making?
So, you can reap the harvest tomorrow.
INVESTMENT MANAGEMENT
Full Portfolio and Investments Analysis and Audit
Costs, time horizon, concentration risk, tax and asset allocation, human capital, simplicity vs. convoluted, addition or withdrawal prioritization, and goal alignment.
Risk capacity: ability, willingness, and need to take risk
Account Opening and Transfer
Intentionally reallocate your portfolio with sensitivity to market factors, taxes, and your goals
TAX STRATEGY & PREPARATION
Audit & Analysis of Current and Past Returns
Review for errors, opportunities, and a long-term map for a tax minimization strategy
What DO WE DO?
ALL YEAR – FINANCIAL SEASONS CALENDAR
Q1 JAN-MAR
Q2 APR-JUN
Q3 JUL-SEPT
Q4 OCT-DEC
DISCRETIONARY INVESTMENT MANAGEMENT
Discretionary Intra-quarter rebalancing, tax loss harvesting, and investments during larger volatility.
- Quarterly performance reporting
- Portfolio/investment & economic review
- Tax loss or gain harvesting
- Systematic investments or distributions
- Peer outside investment committee review
- Quarterly performance reporting
- Portfolio/investment & economic review
- Tax loss or gain harvesting
- Systematic investments or distributions
- Quarterly performance reporting
- Portfolio/investment & economic review
- Tax Loss or gain harvesting
- Systematic investments or distributions
- Peer outside investment committee review
- Quarterly performance reporting
- Portfolio/investment & economic review
- Tax Loss or gain harvesting
- Systematic investments or distributions
PROACTIVE AND REACTIVE FINANCIAL PLANNING COLLABORATION
Goals Update: Implement financial foundations and strategy.
Documented by date and reviewed internally with reminders for you.
PROACTIVE MEETINGS
- Tax Planning Meetings
- Questions & review returns, if needed
- Contributions Into:
- Traditional IRA, Roth IRA, Backdoor Roth, Simple IRA, and SEP IRA
- Wealth Management Audit
- Summer check-in email; audit on goals & review of tasks
- End of Year Planning Meetings
- Updated Financial Independence Analysis
- Annual Benefits Enrollment & Deferred Compensation Elections
- Donor-Advised Fund Contributions
- Equity compensation vesting
- 529 Contributions
Reactive financial triggers:
Email, Call, and Zoom Meetings
Tax | Law | Investment | Changes, Planning, Risks, and Opportunities
Financial Independence Date Review | Layoff | Baby | Death | Divorce | Bought, Built, or Sold Home | Sold or Started Business Private Investment, etc.,
TAX STRATEGY
- Estimate calculations
- Systematic partial Roth conversions
- Complete tax returns
- Retirement contribution calculations
- Estimate calculations
- Systematic partial Roth conversions
- Estimate calculations
- Systematic partial Roth conversions
- Estimate calculations
- Systematic partial Roth conversions
- Complete tax returns
- 401K contribution calculations
Who we work best with:
We add the most amount of value when prospective clients have:
Household Investable assets of $1MM+
And / OR
Household Personal Income of $500,000+
Investment Management
In-depth
Financial Planning
Tax
Strategy
SCHEDULE YOUR CONSULTATION
Not ready to meet, but want to start planning your future? Use our tool!
We’re giving you the opportunity to utilize our industry-leading financial planning tool from the comfort of your own home. It’s the same financial planning tool that our CFP® Professionals use with our clients.
