ERIC COURAGE, CFA, CFP, CAIA
Founder / Wealth Strategy Advisor
Eric has worked in finance for over 10 years, both in private wealth management and as an analyst building financial products.
He is a Chartered Financial Analyst (CFA). The CFA is “the gold standard” of finance worldwide, according to The Economist.
He is also a Certified Financial Planner™ (CFP™) and a Chartered Alternative Investment Analyst (CAIA).
Outside of MARGIN
Eric has taught CFP™ investment courses at a Colorado University, and served on the Englewood, Colorado Firefighter Pension Board, and CFA Colorado Board.
His passions include jazz/bop drumming, boxing, and intense exercise.
WHY I STARTED MARGIN
Then, after finishing the CFA program, I moved into working as a Product Analyst at Transamerica, where I analyzed the firm’s mutual fund landscape and eventually stumbled into leading their exploration into ETFs.
In short order, a promotion into Corporate Competitive Analysis led to daily deep dives into the complex inner workings of insurance and investment products. I found the work fascinating: our team’s research helped synthesize key industry developments, countless insurance and investment products, and competitor intelligence for a Fortune 500 C-Suite.
SOMETHING WAS MISSING…
Research and analysis kept me away from the deeply satisfying work of hand-crafting individual value for clients. Constant 3:00 A.M. Sunday morning spreadsheet-filling wore thin, and I returned to wealth management at a bank Private Client Group.
The role was not what I envisioned. Constant managerial “encouragement” pressured me to treat clients like profit centers instead of patients entrusted into my care. So I did something about it.
I asked myself: “What would I really want as a client?”
I’d want integrated advice in a team, transparent pricing, and deep technical expertise. Like taxes! So, I went in search of a CPA where we could serve clients together. Saving, growing, and protecting wealth through integrating traditional investing, real estate, and entrepreneurship.
The exact same way I do it.