ERIC COURAGE, CFA, CFP, CAIA
Founder / Wealth Strategy Advisor
Eric has worked in finance for over 10 years, both in private wealth management and as an analyst building financial products.
He is a Chartered Financial Analyst (CFA). The CFA is “the gold standard” of finance worldwide, according to The Economist.
He is also a Certified Financial Planner™ (CFP™) and a Chartered Alternative Investment Analyst (CAIA).
Outside of MARGIN
Eric has taught CFP™ investment courses at a Colorado university, and served on the Englewood, Colorado Firefighter Pension Board, and CFA Colorado Board.
His passions also include handcrafting healthy (wannabe) Michelin-star farm-to-table cuisine, and sweating through intense exercise.
What does Eric plan to do when he is work optional?
Create an entrepreneurial accelerator program for fatherless youth, donate a perpetual grant to fund Prospector for Colorado’s Arapahoe Library District, and continue teaching his daughter all about entrepreneurship and original thinking.
WHY I STARTED MARGIN
Then, after finishing the CFA program, I moved into working as a Product Analyst at Transamerica, where I analyzed the firm’s mutual fund landscape and eventually stumbled into leading their exploration into ETFs.
In short order, a promotion into Corporate Competitive Analysis led to daily deep dives into the complex inner workings of insurance and investment products. I found the work fascinating: our team’s research helped synthesize key industry developments, countless insurance and investment products, and competitor intelligence for a Fortune 500 C-Suite.
SOMETHING WAS MISSING…
The role was not what I envisioned: Constant managerial “encouragement” pressured me to treat clients like profit centers instead of patients entrusted into my care.
The large steady check wasn’t worth violating my own personal values, so I did something about it. I asked myself: “What would I really want as a client?”
I’d want integrated advice in a team, transparent pricing, and planning that clients actually need.